Điểm mặt 20 loại rủi ro trong kinh doanh thường gặp nhất
Nhận diện 20 loại rủi ro trong kinh doanh thường thấy nhất để có giải pháp ứng phó trong thời đại bùng nổ thông tin ngày nay là chiến lược thông minh của chủ doanh nghiệp.
Rủi ro trong kinh doanh là điều bất khả kháng, có thể xảy ra hoặc không nhưng doanh nghiệp bắt buộc phải có phương án ứng phó để sẵn sàng biến rủi ro thành cơ hội hoặc giảm thiểu hậu quả từ những rủi ro xuống mức thấp nhất.
Rủi ro trong kinh doanh rất đa dạng và thường xuyên “tiến hóa” theo sự thay đổi của môi trường kinh doanh. Dựa vào lĩnh vực, nguồn gốc, tính chất, chức năng, đối tượng tác động,… có thể chia thành 20 loại rủi ro thường gặp nhất dưới đây.
20 loại rủi ro trong kinh doanh thường gặp nhất
1. Rủi ro cạnh tranh: Nguy cơ cạnh tranh của bạn sẽ đạt được lợi thế so với bạn khiến bạn không đạt được mục tiêu. Ví dụ, các đối thủ cạnh tranh có cơ sở chi phí cơ bản rẻ hơn hoặc sản phẩm tốt hơn.
2. Rủi ro kinh tế: Các điều kiện trong nền kinh tế có thể giúp doanh nghiệp tăng doanh thu hoặc giảm doanh số bán hàng. Ví dụ trong thời kỳ suy thoái kinh tế, các mặt hàng xa xỉ phẩm sẽ bị thu hẹp thị trường, khó bán hơn trong khi các nhu yếu phẩm thì sẽ bán đắt hàng hơn.
3. Rủi ro hoạt động: Các hoạt động hàng ngày của doanh nghiệp cũng tiềm ẩn nhiều rủi ro, cho dù bình thường hoạt động đó được coi là thành công. Ví dụ dịch vụ chăm sóc khách hàng vô tình gây ra sự bất mãn của một khách hàng và từ đó xảy ra một cuộc khủng hoảng cho doanh nghiệp.
4. Rủi ro pháp lý: Luật pháp có thể thay đổi bất cứ lúc nào và gây cản trở cho doanh nghiệp. Nếu bộ phận pháp chế của doanh nghiệp cập nhật chậm, rất có thể đẩy doanh nghiệp vào con đường vi phạm pháp luật, hoặc mất sức cạnh tranh khi buộc phải tuân thủ pháp luật
5. Rủi ro tuân thủ: Cũng xuất phát từ những rủi ro pháp lý, đó là khi doanh nghiệp hoàn toàn có ý định tuân thủ luật pháp nhưng cuối cùng lại vi phạm các quy định do quá cảnh hoặc sai sót.
6. Rủi ro chiến lược: Là những rủi ro xuất phát từ việc hoạch định chiến lược dựa vào cảm xúc chủ quan, hay thực thi chiến lược không tuân thủ quy định của doanh nghiệp. Sự “đào tẩu” khỏi thị trường của món Huế vừa qua chính là ví dụ điển hình của rủi ro chiến lược.
7. Rủi ro thương hiệu: Thương hiệu hay danh tiếng là một lợi thế cạnh tranh của doanh nghiệp. Khi thương hiệu bị ảnh hưởn do không trung thực, thiếu tôn trọng khách hàng sẽ đẩy doanh nghiệp phải đối mặt với nhiều hậu quả khủng khiếp, ảnh hưởng trực tiếp đến doanh thu của doanh nghiệp.
8. Rủi ro chương trình: Là những rủi ro liên quan đến một chương trình kinh doanh cụ thể hoặc danh mục dự án đầu tư của doanh nghiệp.
9. Rủi ro dự án: Đây là loại rủi ro luôn tồn tại trong mọi hoạt động sản xuất và kinh doanh. Thông thường, các dấu hiệu của rủi ro dự án là: chậm tiến độ, nhân sự rời đi, năng suất không đảm bảo…
10. Rủi ro đổi mới: Đổi mới là cần thiết trong môi trường kinh doanh nhưng việc áp dụng các sáng tạo, kết quả nghiên cứu cũng tiềm ẩn nhiều rủi ro cho doanh nghiệp.
11. Rủi ro quốc gia: Rủi ro này thường xảy ra ở các tập đoàn đa quốc gia bởi mỗi quốc gia lại có nền chính trị và đặc điểm kinh tế khác nhau. Nếu không nghiên cứu kỹ, doanh nghiệp rất có thể sẽ thất bại.
12. Rủi ro chất lượng: Khi doanh nghiệp không đạt được chất lượng cho các sản phẩm, dịch vụ của mình sẽ là dẫn đến hậu quả trực tiếp là không bán được hàng, tụt giảm doanh thu.
13. Rủi ro tín dụng: Đây là loại rủi ro mà những “con nợ” của doanh nghiệp không có khả năng trả nợ. Đối với phần lớn các doanh nghiệp, điều này chủ yếu liên quan đến rủi ro tài khoản phải thu.
14. Rủi ro tỷ giá: Rủi ro biến động tỷ giá hối đoái sẽ ảnh hưởng đến giá trị của các giao dịch kinh doanh và tài sản của doanh nghiệp. Các doanh nghiệp đa quốc gia thường xuyên phải làm việc với những đồng tiền khác nhau sẽ có tỷ lệ gặp phải rủi ro tỷ giá cao nhất, ảnh hưởng trực tiếp đến tỷ suất lợi nhuận hoạt động.
15. Rủi ro lãi suất: Rủi ro thay đổi lãi suất sẽ làm gián đoạn hoạt động kinh doanh của doanh nghiệp. Ví dụ, lãi suất có thể làm tăng chi phí vốn do đó ảnh hưởng đến mô hình kinh doanh và lợi nhuận của doanh nghiệp.
16. Rủi ro về thuế: Doanh nghiệp mua và sử dụng hóa đơn của cơ quan thuế không tránh khỏi những trường hợp rủi ro cao khi hạch toán thuế. Chưa kể trong một số trường hợp, luật thuế mới có thể phá vỡ hoàn toàn mô hình kinh doanh của một ngành.
17. Rủi ro vận hành: Là những rủi ro về bộ máy quản lý, cách thức vận hành của doanh nghiệp. Hệ thống quản lý lỏng lẻo có thể là nguyên nhân khiến doanh nghiệp bị thất thoát tài sản, đánh mất thị trường,…
18. Rủi ro tài nguyên: Rủi ro tài nguyên bao gồm cả tài nguyên vật chất và tài nguyên phi vật chất sẽ khiến doanh nghiệp không đạt được mục tiêu kinh doanh.
19. Rủi ro bảo mật: Ý chỉ những thông tin mật của doanh nghiệp bị tiết lộ hoặc đánh cắp như bản quyền kinh doanh, bí mật công nghệ, danh sách khách hàng. Hậu quả nặng nhất có thể khiến doanh nghiệp bị phá sản!
20. Rủi ro theo mùa: Với những loại hình kinh doanh theo mùa, việc phụ thuộc quá nhiều vào thời tiết cũng tiềm ẩn nhiều nguy cơ. Ví dụ một doanh nghiệp có doanh thu tập trung do kinh doanh dịch vụ trượt tuyết thì việc không có mùa đông sẽ khiến doanh nghiệp phá sản.
Ngoài những rủi ro kể trên, còn rất nhiều rủi ro trong kinh doanh nữa mà doanh nghiệp cần nhận diện và có biện pháp ngăn chặn rủi ro hoặc xử lý hậu quả tương ứng.
The carriage drove through busy markets and long streets, and arrived at the Dangren Yamen at the beginning of Sishi.This point is easy to understand.If you let go of your hands and feet and do a big job, the policemen s yamen will be razed to the ground.
Soon, the day for the royal family to worship their ancestors came.Holding his uniform, waist badge, and saber in both hands, he turned a blind eye to the followers behind him.
Why are the fruits after grafting better What mysterious rules of heaven and earth are involved in it If the grafted things are indeed superior, then I will graft humans and horses Stimuli Rx Gummies For Ed Ayjf Enhancing Sensation And Performance together, and Dafeng will not need to worry about the scarcity of war horses.The key point Song Qing s brain was running fast, and she analyzed it based on the experience of several previous failures and this success.
Yin Luo squinted Bio Lyfe Jrw Cbd Gummies For Ed Reviews Insights Into Their Performance his eyes, instead of being angry, he smiled, and swiped over with a scabbard again, sneering, What, do you want to draw a knife, do you deserve it The burning pain of the bone being whipped.Song Qing stopped, bowed, and said lightly Master Shangshu, we I came here to ask for someone from the Ministry of Punishment.
The badge of the policeman made the three of them ignore the curfew in the inner city, and when they met their colleagues who The Cost Of Hims Ed Pills Is It Worth The Gab Investment were also the policeman, they turned a blind eye after being questioned routinely.However, the monster can ambush the escort team in the river in advance, and it is very likely that there is an internal response.
I know the ingredients of cement.Calcium carbonate, silicon dioxide, aluminum oxide, and ferric oxide are prepared according to specific physical and chemical standards.After all, Xu Pingzhi, the head of the family, had already decided at that time that his nephew would go to practice martial arts and his son would go to school.
Smart people tend to think too much.Xu Qi an s strategy for the white clothed warlock is to show off his holiness in front of others, Ed Mzqcifozp Gummies Near Me Finding Convenient Options For Managing Ed the more pompous he is, the better.Soon, the three met the visiting watchman in the front hall.
The third way of thinking, the disadvantage is that the qi training level is still not as good as the servant of the household department.Wang Butou said in his heart, it s time for me to show my holiness.
Six The benefactor is very kind.No.6 answered this sentence as a monk, which showed that his sense of identification with Xu Qi an was overwhelming.Xu Nian let out Wdwpivr Super Health Male Enhancement Gummies A Comprehensive Review Of Benefits Ingredients And Effectiveness Abtdg a huh Father thinks that with your identity as the guard of Baihu, you can openly investigate the servant of the household department and have access to the files of the household department Xu Pingzhi s face froze instantly.
And some S Top Choice Reasons Why Power Cbd Gummies For Ed Are Bslc A Game of the students are very hardworking, and they also stay up late to study hard.A middle aged man dressed as a rich man walked up to Xu Xinian and Xu Pingzhi, cupped his hands and said, You two, I don t know what Miss Fuxiang means How did that brother come in just now What poem did you write ps Eldest man, my face is so itchy, I need a Proper Cbd Gummies For Otbfct Ed Treatment Expert Reviews And Insights recommendation ticket to slap hard Xu Erlang El Toro Gummies For Ed Reviews Zrbzgxmwu Professional Analysis was silent, Xu Pingzhi stared at the middle aged man, shook his head and said It s just a doggerel, I ll listen to that The young master said that he is not good at calligraphy and can t write good characters, so he asked this young master to help him write.
He hired a carriage, and arrived at the gate of the nearest inner city an hour later, took out the voucher he had prepared earlier, and passed the customs smoothly.Your Majesty, please dismiss him.Take it to the sky prison and let the ministers interrogate.
Ma De Xu Qi an cursed secretly, thinking he was unlucky.When you gave me the No.3 fragment, the No.3 fragment was banned and could not communicate with other fragments.
Look, if it wasn t for Ning Yan this time, Lingyue and Lingyin would be in danger.The young man in the sky blue robe picked up his wine glass, took a sip, and said loudly This time, I might as well have a head start.
Ten years ago, Emperor Yuan Jing proposed to practice double cultivation with the national teacher, but the national teacher refused, so Emperor Yuan Jing issued an imperial edict to make her a fairy concubine.Xu Qi an looked at him silently.Young Master, can you show your hands high The store s words are meaningless, you set the rules.
Fortunately, there is more than one nest for cunning rabbits, and smart people don t have only one way.Well, forgetting about such trivial things as paper, I have a better idea, making cement.
Xu Qi an is also looking at this beautiful woman, she is indeed a woman favored by rich people, she is naturally beautiful, and her appearance is worse than that of her aunt at home one chip.After Daotong left, Wei Yuan knocked on the door with his fingers.
Oops.Li Mubai suffered a backstab in vain, and was staggered by the golden light, while Zhang Men Ed Dhwut Gummies Discussing Their Unexpected Role In Mens Weight Loss Shen was also burned by the golden elixir, broke free from sleepiness, and quickly aroused his righteous energy, shaking the scantily clad young girl away.
The girl who had just become his personal maid asked him what happened, but Song Jixin Natures Stimulant Cbd Gummies For Ed Reviews The Natural Ygvmky Way To Weight Loss didn t say anything.I want to ask you if there is a man named Song Jixin and a little boy named Gu Can living here. Child. I am from Beijing, and our family is a family friend of Song Jixin s father.
If they are moved, they will die, and there is no talk of an afterlife, so they only have great magical powers and cannot use them.It s that simple. Do you understand Of course I do. I understand, Master Song s words are not obscure. The young man sneered Only for what reason The man smiled, turned around and looked at the young man for the first Prime Cbd Gummies For Ed Reviews Indepth User Experiences And Rrwyn Effectiveness time, and asked The sissy named Song said that you are extremely talented.
The old man with the sword asked Master Ruan asked this question, but something happened Ruan Qiong smiled and waved his hands and said I m just curious.The old man moved a small bench under the eaves. He sat down slowly, took out the tobacco from the bag at his waist, crushed it into a ball and put it into his pipe.
The girl smiled and simply faced the young man on the bench, Mens Gummies For Ed A Comprehensive Guide To Effective Treatment Dieck Amvrapff sat cross legged, pointed to the open boxing book, and patiently explained Martial artist There Biolyfe Cbd Gummies Reviews For Ed User Lfrarzf Testimonials are generally three ways of recording martial arts secrets and practitioners methods of refining qi.The straw shoe boy was a little disappointed at first, but soon became happy. It turned out that Miss Ning was a fairy. So when Chen Ping an passed by a shop in Qilong Lane, he spent money to buy a bunch of candied haws for the first time and ate it while walking.
Chen Dui will remember Wu Nei. Song Changjing ignored it and said to Liu Baqiao After leaving the town, go to Dali Capital to find me.How many sisters This matter is easy to discuss, right A Liang stretched out his hand to cover his forehead.
At the entrance of Mubo Alley, Zhigui saw his young Top Best Cbd Gummies For Aycazcoel Male Enhancement A Buying Guide master standing there, yawning. She walked quickly and asked curiously Master, why did you come out Song Jixin slowly stretched his body and said lazily It s boring to stay here.I wonder if God finally stopped taking a nap. Li opened his eyes and woke up, feeling that it was Chen Ping an s turn to make his fortune.
The young Stimuli Rx Hemp Gummies For Ed Rgcqq Reviews An Indepth Look scholar had already secretly turned his head and carefully looked at the girl in the distance.The kiln fire cannot be interrupted for one day and continues to burn for nine years. The child s talent is just like the appearance of porcelain in ordinary kilns.
The young man named Cui Cheng folded his sleeves and pouted at the two painted door gods, Your Green Hffm Bunny Cbd Male Enhancement Gummies Review Benefits Safety And User Reviews father in law s ancestor is hanging here, majestic, right This extremely awkward statement gave Wu Yuan a headache.
Although he didn t get along with his father in law, who held the title of Shangzhu Kingdom, he really hit it off with his unmarried daughter in law.
The number of masters above the five realms surpassed that of the East Aquarius Continent. However, there are really few gods on the mountain, which is completely inconsistent with the strong national power of Da Li.It was so crudely performed and so disrespectful. The woman s face was gloomy. The old man saw through the woman s thoughts at a glance and asked with a smile What, you feel guilty and regret it The woman smiled miserably, I do feel guilty.
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Finally, he was shocked to find that Fu Nanhua didn t move at all. His eyes, hair, and breathing were all still. After the Qi Jingchun operation, the town returned to its original state.
Su Zi put away the maid ordering cakes and the book boy Zhuo Yu, while Liu Qi asked his friend Cao Zu to go to Xiu Li Qian Kun.as a warning. Yang Pu nodded, Yes. Reading books can Little Blue Gummies Cbd For Ed The Mini Miracle Isrzqodf For Male Sexual Health solve puzzles, use the past to understand the present, use the distant to understand the near, and use the things in the book to explain the outsiders.
The figure of the two people was revealed. The old man from the Qing Dynasty Bureau frowned, and Liu Qingfeng smiled and said, It s okay, we come from the same cultural background, and my uncle and his nephew are reminiscing about old times.Zuo Zuo was pulled by Cui Han. He was dragged away by the stupid big Stimuli Rx Cbd Gummies For Ed Reviews Zzvkf Proven Results man. He also looked for opportunities to kick Zuo Zuo a few times.
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And because of the local delicacies such as Tongling ginger and Tangshan lotus root, Chen Pingan actually had no idea about the identity of the shopkeeper.However, unlike the other monks on the ferry, Chen Ping an s eyes did not look for the huge figure that was blinding him.
The old blind man smiled and said, Little girl, don t think that there is such a thing. A brother who is not a relative can talk to me about all Cbd Gummies Ed General Use And Sapfxroac Therapeutic Benefits Explored kinds of things.Since you are a friend of Master Xu, let s not talk about the premium of converting the fairy money into silver.
The predecessor of Biyou Mansion was the former site of the Dragon Palace of the Dadu Dragon King. The jade slip that condensed the water movement into essence was the clear proof of the Lord of Dadu.Even with me, my junior brother, Senior Brother Zuo never smiles, so he is very impressed by Xiaomi Li.
Pei Qian thought for a while, nodded suddenly and said, Yeah, they were still too polite. Then Let s save Vigor Vita Cbd Gummies Reviews For Ed Industry Esfstooah Feedback a glass of wine. Jiang Shangzhen was on the bow of the boat, sighing with emotion.This is Mr. s unique understanding of others. Soon, the husband and Pei Min appeared side by side, but the husband stayed at the gate of Tiangong Temple, while Pei Min appeared directly in the yard Ed Gummies Do They Kolbg Work Real User Testimonials outside the Zen room.
Four Yuanying realm monks. Chen Lingjun, Cui Wei, Peixiang, Hongxia. This still does not include Zheng Dafeng and Guo Zhujiu.Sure enough, on the road of cultivation after that, every time Master went out for a long trip, he would stumble.
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The car stopped on the side of the road.The driver opened the door and respectfully opened the door of the back seat.Zhao Ruyue was simmering with anger in her heart, thinking that it was Mrs.
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